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5 Free Ways to Protect Your Identity From Identity Theft (2024)

5 Free Ways to Protect Your Identity From Identity Theft (2024)

Identity theft is a devastating crime that can cost you a fortune and damage your credit record. Everyone knows that prevention is better than cure. So in this post, we’ll show you 5 ways to protect your identity for free.

Proactively monitors your credit and alerts you with threats.

What can ID thieves do with your identity?

If your personal identifiable information (PII) is accidentally leaked, you might become a victim of identity theft. PII includes your personal details like your name, address, SSN, credit card number, driver’s license number, and password.

Identity thieves can use them to:

  • Buy things using your credit cards
  • Steal your tax refund
  • Open new credit cards in your name
  • Get your medical care
  • Pretend to be you when committing crimes

Each of them can cost you a lot of money. What’s worse, it might hurt your credit records – hence the credit score – badly. So proactively protecting yourself from identity theft is very necessary.

1. Check your free credit reports for irregularities

Federal law requires each of the ‘big 3’ credit reporting companies – Equifax, Experian, and TransUnion – to give you a free credit report every 12 months if you ask for it. During the pandemic, you can get weekly reports free of charge.

Request yours at and check for any suspicious items, like accounts you didn’t open or inquiries you don’t recognize. If there’s any, you should dispute it with the credit bureaus.

2. Start free trials from identity theft protection services

To protect your identity, you can try the free trials provided by professional identity theft protection companies. They normally have the expertise and technology to discover loopholes that most people don’t. Don’t hesitate to try them out.

Option 1 – Aura

Aura, the #1 rated id theft protection, offers full-spectrum identity theft protection for you and your family. It monitors your credit records, financial accounts, and SSN for any suspicious activities and alerts you before any damage happens. Research has shown that Aura’s fraud alerts are up to 4x faster than the competition.

  1. Go to the Aura Free Trial page.
  2. Select the plan you want and continue the process.
  3. All its plans offer a 14-day free trial and 24/7 customer support. If you choose the annual plans, you can have your money back in 60 days.

Option 2 – Identity Guard

Identity Guard is an award-winning identity protection service. It’s owned by Aura, which means it offers the same top-level identity protection, but at a lower price. It boasts fast alerts and comprehensive security. In addition to basic monitoring of your SSN and financial accounts, it also safeguards your social media accounts.

  1. Go to Identity Guard Free Trial page.
  2. Select the plan you want and follow the instructions to continue the process.
  3. Identity Guard offers a 7-day free trial. And you can have your money back if you cancel it 30 days after purchasing.

Option 3 – LifeLock

LifeLock by Norton is another fantastic identity protection tool. It closely monitors key areas where signs of identity theft might initially pop up, such as data breach notifications, USPS address changes, crimes registries, court records and Dark Web content. It then alerts you of any problems. It’s worth mentioning that LifeLock’s all plans have up to $1M coverage for lawyers and experts, if needed, to help you fix identity theft.

  1. Go to the LifeLock Free Trial Page.
  2. Click Start Membership and select the plan you need.
  3. LifkLock offers a 30-day free trial to try out all of its functions.

Option 4 – IdentityIQ (7-day trial for $1)

IdentityIQ dedicates its time and energy to safeguarding your social security details, finances, and credit card score. Plus, it provides account takeover alerts, real-time fraud and SSN alerts, and family protection with no additional cost, which is a good deal for the whole family.

  1. Go to the IdentityIQ Special Offer page.
  2. Click GET PROTECTED NOW to create your account.
  3. Follow the instructions to select your plan and start the trial. IdentityIQ offers a week-long trial program to test its services before you making any commitments.

3. Consider locking or freezing your credit file

Locking or freezing your credit file are two ways to lower the risk of identity theft. Because they limit others from accessing your credit report without your permission, hence preventing criminals from opening fraudulent accounts in your name.

Credit LockCredit Freeze
What is it?Stopping creditors from accessing your credit reportStopping creditors from accessing your credit report
CostExperian: Free for 30 days, $19.99 each additional month
Equifax: Free
TransUnion: Free
Experian: Free
Equifax: Free
TransUnion: Free
ProsFlexibleFree of charge
Governed by law
ConsNot governed by law
Might cost a fee
Take longer to lift
How long does it take to go into effect?Usually instantly, but sometimes up to 48 hoursNo more than 5 business days
How long does it take to remove?Generally instantlyUp to 3 business days
How long does it last?As you requestIndefinitely in some states, seven years in some others
How to do that?Experian
Experian: 1-888-397-3742
Equifax: 1-800-685-1111
TransUnion: 1-888-909-8872
Differences between credit lock and credit freeze

The best choice for you depends on how much you’re willing to pay and how often you apply for credit. If you hope to remove the limitation instantly, you can choose credit lock.

4. Request protection service from organizations you’re in

Another free way to protect your identity is to request it from the organizations you’re in. You can find some sort of basic but free identity theft protection from:

  • Organizations you belong to, such as AAA and AFT
  • Credit card issuers, like American Express, Capital One, and Chase
  • Credit unions, like America First
The free plan provided by AAA

Note that this kind of protection service might only be available to its members. And their function is likely limited. To get comprehensive protection, we recommend you try professional identity theft protection.

5. Use strong passwords

Using weak passwords or reusing passwords on multiple accounts is a common practice that puts internet users at risk of account takeover, data compromise, and identity theft.

Remember, always favor safety over convenience. As you set a new password, you should:

  • Make it long
  • Avoid your info like birth date or name
  • Combine different unrelated words
  • Not use sequential numbers or letters

If you find this setting and remembering really torturing, you can use a password manager, like LastPass, to create and remember unique passwords for you.

Don’t forget to protect your personal information

Keep your financial records, Social Security number (SSN), and any other sensitive personal information in a safe place. Never give out your SSN without double check. If any organization (e.g. a medical provider, a company, or your child’s school) asks for your SSN, be careful. Besides, don’t respond to cold calls or emails to prevent phishing – a way of stealing your information.

These are the methods to protect yourself from identity theft for free. We hope you find them helpful!

By Arlee Hu

As a dedicated content creator at Super Easy, Arlee’s passion lies in discovering the finest products, services, and ingenious how-tos for our valued readers, all while delivering helpful tips and a unique perspective.

Prior to joining Super Easy, Arlee gained experience as an English-Chinese interpreter for a government foreign affairs office while she was at graduate school and later for an online course platform. These roles demanded her ability to quickly grasp essential knowledge in diverse fields within tight deadlines. Now, Arlee leverages her exceptional skills in rapid learning and information retrieval at Super Easy, aiming to provide readers with the most up-to-date and relevant information available.

In her leisure time, Arlee enjoys traveling and has already explored 12 countries, all meticulously planned and organized by herself. Additionally, she contributes to international media platforms by offering her translation expertise, gaining valuable practical experience along the way.

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